.jm-faq {
    width: 100%;
    max-width: 100%;
    margin: 0;
    overflow-x: clip;
    background: #F4F2ED;
    color: #0A2819;
    font-family: Inter, sans-serif;
  }

  .jm-faq__inner {
    max-width: 1440px;
    margin: 0 auto;
    padding: clamp(32px, 5.6vw, 80px) clamp(20px, 5.6vw, 80px) clamp(64px, 8vw, 120px);
    box-sizing: border-box;
  }

  .jm-faq__nav {
    display: grid;
    grid-template-columns: minmax(120px, 130px) repeat(3, minmax(0, 1fr)) minmax(120px, 150px);
    align-items: stretch;
    gap: 0;
    margin: 0 0 clamp(32px, 4vw, 56px);
    padding: 0;
    list-style: none;
    border: 1px solid #ddd9d0;
    border-radius: 10px;
    overflow: hidden;
    background: #f8f6f0;
  }

  .jm-faq__tab {
    appearance: none;
    border: 0;
    border-right: 1px solid #ddd9d0;
    background: transparent;
    color: #74817B;
    font-family: Inter, sans-serif;
    font-size: clamp(14px, 1.4vw, 20px);
    font-weight: 400;
    line-height: 1.35;
    padding: clamp(12px, 1.2vw, 18px) clamp(12px, 1.2vw, 18px);
    cursor: pointer;
    text-align: center;
    white-space: nowrap;
    transition: background-color 0.2s ease, color 0.2s ease;
  }

  .jm-faq__tab:last-child {
    border-right: 0;
  }

  .jm-faq__tab:hover,
  .jm-faq__tab:focus-visible {
    background: #f1eee6;
    color: #0A2819;
    outline: none;
  }

  .jm-faq__tab.is-active {
    background: #ece7dd;
    color: #0A2819;
  }

  .jm-faq__panel {
    display: none;
  }

  .jm-faq__panel.is-active {
    display: block;
  }

  .jm-faq__title {
    margin: 0 0 clamp(24px, 7vw, 100px);
    font-family: Jomolhari, serif;
    font-size: clamp(32px, 3.5vw, 50px);
    font-weight: 200;
    line-height: 1.34;
    color: #0A2819;
    text-align: left;
  }

  .jm-faq__content {
    max-width: 1280px;
  }

  .jm-faq__item + .jm-faq__item {
    margin-top: clamp(24px, 2.8vw, 40px);
  }

  .jm-faq__question {
    margin: 0 0 clamp(8px, 4vw, 50px);
    font-family: Inter, sans-serif;
    font-size: clamp(16px, 1.7vw, 24px);
    font-weight: 400;
    line-height: 1.67;
    color: #0A2819;
    text-align: left;
  }

  .jm-faq__answer {
    margin: 0;
    font-family: Inter, sans-serif;
    font-size: clamp(16px, 1.7vw, 24px);
    font-weight: 200;
    line-height: 1.67;
    color: #74817B;
    text-align: left;
  }

  .jm-faq__answer + .jm-faq__answer,
  .jm-faq__answer + .jm-faq__list {
    margin-top: clamp(8px, 1vw, 16px);
  }

  .jm-faq__list {
    margin: clamp(8px, 1vw, 16px) 0 0;
    padding: 0 0 0 1.2em;
    list-style: disc;
    color: #74817B;
    font-family: Inter, sans-serif;
    font-size: clamp(16px, 1.7vw, 24px);
    font-weight: 200;
    line-height: 1.67;
    text-align: left;
  }

  .jm-faq__list li + li {
    margin-top: 0.35em;
  }

  .jm-faq__disclaimer {
    margin-top: clamp(32px, 4vw, 56px);
    padding-top: clamp(24px, 3vw, 40px);
    border-top: 1px solid #74817B;
  }

  .jm-faq__disclaimer .jm-faq__question {
    margin-bottom: clamp(8px, 1vw, 12px);
  }

  @media (max-width: 768px) {
    .jm-faq__nav {
      display: flex;
      flex-wrap: nowrap;
      overflow-x: auto;
      -webkit-overflow-scrolling: touch;
      scrollbar-width: none;
      border-radius: 8px;
      background: #fff;
    }

    .jm-faq__nav::-webkit-scrollbar {
      display: none;
    }

    .jm-faq__tab {
      flex: 0 0 auto;
      white-space: nowrap;
      text-align: center;
      border-right: 1px solid #ddd9d0;
      font-size: 10px;
      font-weight: 400;
    }

    .jm-faq__title {
      font-size: 22px;
      font-weight: 200;
      text-align: center;
      margin: 0 0 clamp(24px, 10vw, 40px);
    }

    .jm-faq__question {
      font-size: 12px;
      font-weight: 400;
      margin: 0 0 clamp(0px, 3vw, 10px);
    }

    .jm-faq__answer,
    .jm-faq__list {
      font-size: 12px;
      font-weight: 200;
    }
  }

  /* iPad Mini — tabs fill full width evenly, no empty gap after Accounts */
  @media (min-width: 700px) and (max-width: 768px) {
    .jm-faq__nav {
      display: grid;
      grid-template-columns: repeat(5, minmax(0, 1fr));
      overflow: hidden;
      -webkit-overflow-scrolling: auto;
    }

    .jm-faq__tab {
      flex: unset;
      width: 100%;
      min-width: 0;
      white-space: normal;
      font-size: 9px;
      line-height: 1.3;
      padding: 12px 6px;
    }
  }